Serving Idaho, Utah, and Wyoming

Talk to an expert:  208-522-5151   |

“Behind the Scenes: 5 Famous Movies with Unforgettable Insurance Claims and Incidents

by | Apr 18, 2023

Movie production is a high-stakes business where unexpected events can lead to significant financial losses. While some insurance policies in the film industry never need to be utilized, others are crucial in ensuring that productions can continue despite setbacks. In this blog post, we’ll explore five famous movies with unforgettable insurance claims or incidents that occurred during filming.

‘The Crow’ (1994)

Tragically, during the filming of ‘The Crow,’ actor Brandon Lee was fatally injured in an on-set accident involving a prop gun. The film’s producers filed an insurance claim to cover the costs of the accident and the subsequent production delays. Ultimately, the film was completed using a combination of script rewrites, stand-ins, and visual effects to work around Lee’s absence.

‘The Matrix Reloaded’ (2003)

During the production of ‘The Matrix Reloaded,’ actress Carrie-Anne Moss suffered an ankle injury while performing a stunt. The injury led to a delay in filming, and the production’s insurance policy was used to cover the costs associated with this unexpected setback. Moss eventually recovered, and filming resumed with the actress reprising her role as Trinity.

‘Waterworld’ (1995)

The high-budget, post-apocalyptic film ‘Waterworld’ was plagued with numerous production issues, including extreme weather conditions and costly set damages. The film’s insurance policy was put to the test when a costly floating set sank during production. As a result, the insurance company had to cover the costs of rebuilding the set, contributing to the film’s already ballooning budget.

‘Harry Potter and the Chamber of Secrets (2002)

Actor Richard Harris, who portrayed Albus Dumbledore in the first two ‘Harry Potter films, fell ill during the production of ‘Harry Potter and the Chamber of Secrets.’ Although Harris was able to complete his scenes for the movie, he passed away shortly after filming wrapped. The production’s insurance policy covered the potential costs associated with recasting the role or reshooting scenes with a new actor, and Michael Gambon was later cast as Dumbledore for the subsequent films in the series.

‘Pirates of the Caribbean: Dead Man’s Chest (2006)

During the filming of ‘Pirates of the Caribbean: Dead Man’s Chest,’ production was significantly impacted by Hurricane Wilma, which struck the Caribbean in 2005. The storm caused extensive damage to the film’s sets, and the production’s insurance policy was used to cover the costs associated with repairing the damage and compensating for the delays in filming.

We’re Here for You

These unforgettable insurance claims and incidents from famous movies illustrate the importance of having the right coverage to protect against unexpected events. At Page Insurance, we’re dedicated to helping our clients find the appropriate insurance policies for their unique needs. If you have questions about insurance or need assistance finding the right policy, don’t hesitate to contact us. We’re here to help!

Click here for an awesome quote!


Ben Page, a Business Development specialist with over 20 years in the insurance industry, is an expert in Property & Casualty, Life, Health, and Disability insurance. Ben is licensed in all 50 states and dedicated to empowering clients with insider knowledge and making insurance more accessible. Passionate about client-centric service, he has helped build several successful insurance agencies. Ben enjoys Jeeps, Rock and Roll, cheese, movies, and spending time with his wife, three kids, and their golden doodle when not working.