Hey there, fellow insurance shoppers in Idaho, Utah, and Wyoming! Before we dive into our top three favorite auto insurance companies for the typical personal auto insurance shopper we encounter, it’s essential to understand that each insurance company has unique strengths. The perfect fit for you may vary depending on your risk profile and coverage needs. In fact, every single company we work with is our favorite for specific situations—that’s why we partner with them! However, Auto-Owners, Safeco, and Progressive stand out as solid choices for a wide variety of our shoppers. Let’s explore what makes these carriers so great!
Auto-Owners is a regional company that has been around since 1916. With an A++ (Superior) rating from AM Best, they have proven time and time again that they provide excellent coverage and handle claims exceptionally well. They’re often the perfect choice for homeowners and business owners in Idaho, Utah, Wyoming, and surrounding states.
Why we love Auto Owners:
- They keep their rates low by only operating in lower-risk states and relying on word-of-mouth advertising.
- They’re not for everyone but are often unbeatable when your risk profile matches what they’re good at.
- They have a wide array of insurance products, including various business policies.
- They partner with a select few agencies to maintain high standards of excellence.
- They offer multiple discounts, such as multi-policy and safe driving discounts.
Safeco, a nationwide company and a member of Liberty Mutual Group, has been protecting customers since 1923. They have an A (Excellent) rating from AM Best, demonstrating their financial strength and commitment to serving their clients. Safeco is tech-savvy, offering an easy-to-use app, and they handle claims efficiently.
Why we love Safeco:
- They offer competitive rates, often coming in strong when Auto-Owners doesn’t.
- Their various products make them an excellent option for different insurance needs.
- They’re well-established in Idaho, Utah, and Wyoming, understanding the unique needs of these areas.
- They provide numerous discounts, including telematics-based discounts for good driving and bundling policies.
- Their 24/7 claims service ensures a quick and efficient process.
Progressive, another nationwide company, has grown significantly since its founding in 1937. With an A+ (Superior) rating from AM Best, Progressive has proven to be a reliable choice for many customers. They’re particularly strong with recreational vehicles, motorcycles, and commercial auto policies.
Why we love Progressive:
- They handle claims quickly, making the process as painless as possible for their clients.
- They’re incredibly tech-savvy, offering online tools and services that make managing policies a breeze.
- They’re often the best-priced option for clients who don’t fit the ideal profile for Auto-Owners or Safeco.
- They’re expanding their offerings to include home insurance and other types of business insurance.
- They offer discounts like Snapshot, a usage-based program that rewards good driving habits.
While Auto-Owners, Safeco, and Progressive are our top picks for many situations, we understand that the best insurance company for you depends on your individual needs and risk profile. We work with various fantastic companies perfect for different circumstances and provide personalized recommendations tailored to your unique situation. Remember that all three companies offer discounts, such as telematics-based rewards for good drivers, to help you save on your premiums. By working with a range of carriers and understanding their unique strengths, we can help you find the perfect fit for your personal auto insurance coverage in Idaho, Utah, and Wyoming.
Ready to explore options?