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Find the best term life policy.

Get financial security for your loved ones with the best deal on term life insurance through Page. With our top-rated life insurance companies we can secure extra discounts by bundling with your auto and home insurance. Let’s take care of your people.

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From tire-kicking to the best deal… we got you.

It doesn’t matter to us where you are in the process – we just want to help. Zero pressure and no obligation. The calculator can help you just get an idea of what the prices might me if you were to apply. Or, when you’re ready, our team can help you find and purchase the best deal.

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Click “Get Started” to start the process (1-3 minutes). Our team will shop all of of our companies to help you determine which is the best deal. If you are a current client with auto and/or home insurance, it’s very possible it will make sense to bundle everything.

Don’t worry. There is no obligation or cost to discover your best deal. Also, if you already have an agent with Page, your team will work on this.




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Get estimated pricing from our top-rated life insurance companies using our tool. This is perfect if you want to compare prices or get a general idea. If you see a plan you like, you can apply for free to get an accurate quote. We don’t sell your information, so your data is always safe with us.




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Term Life Basics

How does it work?

Term life insurance is the simplest and most affordable type of life insurance policy. It provides coverage for a specified period, typically 10, 20, or 30 years, and pays a death benefit if the policyholder passes away during that time. The premiums are fixed and typically lower than other types of life insurance policies. For most people, term life insurance is the best option because it provides the biggest bang for your buck in terms of coverage.

For example, let’s say you purchase a million dollar policy for a term of 20 years. From the day that policy goes into effect, should something happen to you, the policy would pay a million dollars to whoever you list as your beneficiary. As long as you pay your premiums, this coverage is in effect until the end of the 20 years. 

How much coverage do I need?

When selecting the amount of coverage for your term life insurance policy, it’s important to consider your family’s financial needs in the event of your unexpected death. Some factors to consider include:

      • Income Replacement: Your life insurance policy should provide enough coverage to replace your income and support your family’s financial needs, such as mortgage payments, household expenses, and education costs.
      • Debts and Obligations: You should also consider any outstanding debts or financial obligations that your family would be responsible for in the event of your death, such as credit card debt, car loans, or student loans.
      • Future Expenses: It’s important to consider any future expenses that your family may incur, such as college tuition for your children or medical bills for an aging parent.

When considering all of this, we find most individuals need at least 1 million dollars in coverage. However, our licensed experts at Page Insurance can help you assess your specific needs and recommend an appropriate coverage amount that provides financial security for your loved ones.

How many years (term) should I lock in?

The term length of your term life insurance policy (10, 20, 30 years) should align with your specific needs and financial goals. Here are some factors to consider when selecting the appropriate term length:

      • Age of Dependents: If you have young children, you may want to consider a policy with a longer term length to ensure that they are financially protected until they are grown and independent.
      • Mortgage Length: If you have a long mortgage or other debts, you may want to select a term length that aligns with the length of those debts.
      • Retirement Age: If you plan to retire in a certain number of years, you may want to select a term length that aligns with your retirement age and provides financial protection for your spouse or partner.

Our licensed experts at Page Insurance can help you assess your specific needs and recommend an appropriate term length that provides financial security for your loved ones.

Term Life Stats

We nerd out on these stats, it’s true. The main point is term life is extremely important but often overlooked because it’s usually not mandatory (like auto insurance). Please don’t procrastinate or believe nothing can ever happen.

Examples Inspired by Real People

We aren’t trying to scare anyone! But these are examples of how term life insurance plays a role in real world situations.

Frequently asked questions

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How does term life insurance differ from permanent life insurance?

Term life insurance provides coverage for a specified period of time, usually between 10 to 30 years, while permanent life insurance provides coverage for the policyholder’s entire life. Permanent life insurance policies also offer a savings component, allowing the policyholder to accumulate cash value over time.

What factors affect my term life insurance premiums?

A: Several factors can affect your term life insurance premiums, including your age, health, gender, occupation, hobbies, lifestyle habits, and coverage amount.

Can I purchase term life insurance if I have pre-existing health conditions?

Yes, it is often possible to purchase term life insurance if you have pre-existing health conditions. However, your premiums may be higher, and your coverage options may be limited. It’s essential to discuss your options with a licensed agent to ensure you’re getting the best coverage and rates for your needs.

What happens if I outlive my term life insurance policy?

If you outlive your term life insurance policy, your coverage will expire, and you will no longer have life insurance protection. It’s essential to discuss your options with your agent to ensure you have adequate coverage in place for the duration of your needs.

Do I need a term life policy if my employer provides one for me?

Most likely. It depends on your individual needs and financial situation. An employer-provided term life insurance policy may not offer enough coverage or may not be portable if you change jobs. It’s important to evaluate your needs and consider purchasing additional coverage.

How long does it take to get approved for a term life insurance policy?

The approval process for a term life insurance policy can vary depending on factors such as your age, health status, and coverage amount. Typically, the process can take anywhere from a few days to a few weeks.

How does Page Insurance help me find the right term life insurance policy for me?

Page Insurance’s licensed agents can shop among many of the best companies to help you find the best deal. They can answer questions and help you figure out what you need.

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We are your one-stop shop for all things insurance, and have access to a wide range of policies that aren’t accessible when you shop through one insurance company. This way, we can compare them all, and get you the best coverages you need.

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We’ve worked with each of our insurance companies for more than 20 years, so we know the strengths of what each offers. We work independently (not for the insurance companies), and are committed to getting coverage that matches your needs. If we don’t have a policy that works, we’ll point you in the right direction.

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